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Living in Downtown Toronto on a $30k Salary
Living in downtown Toronto is expensive. I say it is and it isn’t. I have colleagues who complain about their 2 hour commute (one-way) and scoff at me when I suggest that they move closer to the city....
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The 8 Countries I’d like to Travel To
Every year I travel to a new country. It was this thing I said I was going to do 10 years ago when I went on my first trip sans parents and have managed to do so ever since. I guess being a Sagittarius...
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Drinking on a Budget: 10 Ways to Save Money on Booze
A night out can mean a serious blow to your wallet. I’m no party animal but even a couple of pints can start adding up quickly. Luckily there are ways to stay in budget while supporting your habits....
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A Ranking of My Top 7 Cuisines by Price
Living in one of the most multicultural cities in the world, I’m fortunate to have access to almost every cuisine in existence. I love to eat and try new flavours and dishes. Although I’ve never came...
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Updating Your Wardrobe on a Budget
I’m in a limbo state with my wardrobe right now. When I open up my closet, I just don’t feel inspired. I’m a minimalist and have basic outfits that I stick to but after a few months of wearing the same...
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Mo’ Money Mo’ Houses: The Podcast
One of the first personal finance blogs that I discovered was Mo’ Money Mo’ Houses. MMMH is written by Torontonian Jessica Moorhouse who came here from Vancouver a few years ago. We’re both the same...
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Why I Started Saving for My Retirement in My Twenties
My early twenties was a financially reckless period. I had no appreciation for money, saving, or investing and spent an embarrassing amount of my OSAP loan on beers and burritos. So it’s a fair...
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Tips for First-Time Homebuyers | Q&A with Jennifer Nguyen, Realtor
Despite being years away from home ownership, I really enjoying talking real estate. I also shamelessly love watching home improvement shows and pinning images of my dream bathroom on Pinterest. So...
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Side Hustling as a Game Show Contestant
One of the most memorable things I’ve ever done for extra cash was being a contestant on a game show. I’m not the game show type. I’m way too low-key to ever want that sort of attention. However, a...
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How to Workout When You Don’t Want To
Sometimes exercising sucks. It pains me to get my workout clothes on and get moving. Most of this can be attributed to laziness because I don’t inherently like working out. But I know it’s important to...
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Is the Suburb Life for Me?
If you asked me a year ago, I would’ve told you how eager I was to get out of Toronto. The crowds, pollution, and cost of living was getting to me and I wanted out. I dreamed of a nice quaint home in...
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Don’t Buy Stuff You Can’t Afford
I requested an Uber last week and my driver came rolling up in a new BMW 3-series. Damn, business must be good. He was a young, friendly guy and we got to chatting about Uber’s recent legal win in...
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My Skincare Routine
When it comes to personal care, I like to keep things simple especially with my skincare. Your skin is a living organ with the ability to heal itself so I like to help facilitate this by uncomplicating...
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Budgeting for Real Life
I don’t have a budget in the traditional sense that I bucket set amounts for different categories. I’ve tried that route before and it was not for me. My idea of budgeting is to have one big retainer...
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Student Debt in Canada | Q&A with Ted Michalos, Debt Management Expert
Student debt is a topic that’s near and dear to me. As much as I would’ve liked to save or invest that $40k I paid throughout my repayment period, being in debt made me become a better money manager. I...
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Do You Know How Much Your Partner Makes?
Do you know how much your partner makes? 43% of people have no idea. Talking about money is weird. Social conventions tell us that we should never inquire people about their money situation. When...
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How I’m Travelling to Europe with Just a Carry-on Bag
IT’S HAPPENING. My Eurotrip is less than a month away and I’m desperately counting down the days. With only two weeks of vacation a year, I squirrel all my available days so that I can blow it all on...
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I Don’t Have a Career Path and Probably Never Will
I was a weird kid. When I was young, I couldn’t wait to turn 28. Most kids are usually fixated on their sweet 16 but 28 was the most important age to me. I felt like this was the age where you had...
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The Cheaper Alternative
I’m a minimalist but even I can be a victim of our consumerism society. I can’t deny that there are things that I want but giving in to all these things is a first class ticket straight to Debtsville....
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Don’t Buy Stuff You Can’t Afford
I requested an Uber last week and my driver came rolling up in a new BMW 3-series. Damn, business must be good. He was a young, friendly guy and we got to chatting about Uber’s recent legal win in...
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